Form 1095-A: the Obamacare form for your taxes

It arrives by mail by mid-February, and it may be in your Marketplace account as early as mid-January. It's used to check the help you got to pay for your plan.

We prepare your taxes, help you with Obamacare and tell you exactly which papers you need. At our Doral office or by phone, from any state.
Start here
Pick the one closest to yours. We'll tell you which service it is, which form identifies it and what to bring.
What you need: W-2 taxes
If an employer pays you by check or deposit, in January they give you a form called a W-2. With it and your kids' information we prepare your return and check the credits the law gives you.

Have ready

DeadlineApril 15IRS
Have ready

Across the United States
We do taxes and Obamacare for clients in many states, by phone and WhatsApp. Pick yours to see what's different there.
Hover over a state to see its details; click to open its page.Tap a state to see its details.
Official data from each state and HealthCare.gov, checked in October 2026. Map: U.S. Census Bureau.
«No tuve que ir hasta las oficinas, desde mi casa por teléfono se hizo todo.»
What makes us different
If you have Obamacare, your tax return will ask for a form called 1095-A. Since we do both, nothing slips through.

It arrives by mail by mid-February, and it may be in your Marketplace account as early as mid-January. It's used to check the help you got to pay for your plan.
Your refund
3 weeks
That's how long it usually takes with e‑file, according to the IRS. It can take longer: the IRS decides.
Source: irs.gov/refundsHow it works
No lines and no surprises. You review everything before we send it.
Hi, I get a W-2 and have two kids. Can you help with my taxes?
Of course! We'll call you today, the call is free. What time works?
By WhatsApp, by phone or at our Doral office. Tell us your situation in your own words.
WhatsAppOn a free call we look at your case and give you the list of what you need.
At the office or through the secure way we tell you. We never ask for papers with personal data over an open chat.
We walk you through your return before sending it. If anything is unclear, we go over it together.
We file your return with the IRS and give you your copy. If a letter comes later, we're here.
Who we are
B&O are our initials. We started the company in Doral so the Hispanic community can understand their taxes and insurance without fear, in their language, with someone who answers the phone.
What our clients say
Real Google reviews, exactly as our clients wrote them.


5.0
«Excelente servicio. Estoy muy agradecido con esta agencia de taxes por su profesionalismo, paciencia y claridad en todo el proceso. Me ayudaron a resolver mis impuestos de manera rápida y eficiente, siempre…»
Read in full on GoogleEste año hice MIs taxes con ellos. Muy profecionales y rapido. No tube que ir hasta las oficinas desde mi casa por telefono se hizo todo. Los recomiendo ❤️
Quiero recomendar a Osvaldo que me ayudó con mis taxes. Es muy profesional, responsable y hace todo el proceso fácil y rápido. Explica todo claramente y siempre está dispuesto a ayudar. ¡100% recomendado!
He's the best, honestly, I recommend him 100%. He speaks clearly and provides excellent service.
I came to them through a friend's recommendation, but I don't regret it at all because they have an excellent team... my tax preparer is the best, I recommend her 100%. Ask for Anelys Avarez.
Mejor compañía para hacer tus taxes, resaltó la amabilidad de mi preparadora ANELYS ÁlVAREZ muy atenta y siempre dispuesta aclarar dudas, te acompaña hasta que tu pago se hace efectivo, sin duda recomendados !
Disculpen di un mal review por una mala cominucacion...pero resuelto todo y me siento feliz
ESPECTACULAR LAS PERSONAS QUE NOS ATIENDEN MUY AMABLES EDUCADOS
Excelente servicio. Estoy muy agradecido con esta agencia de taxes por su profesionalismo, paciencia y claridad en todo el proceso. Me ayudaron a resolver mis impuestos de manera rápida y eficiente, siempre respondiendo a mis preguntas y buscando la mejor opción para mí. Sin duda los recomiendo al 100%. Un equipo confiable y muy amable.
El mejor servicio 🙏🏻 lo recomiendo 💯❗️
Trato muy profesional y respetuoso ,te tratan como amigo ,en especial la señorita Massiel,muy agradable y competente ,se las recomiendo 100%
FAQ
Yes. Money you earn working for yourself is taxable even if nobody gives you a form. We help you figure it out and subtract your work expenses.
It depends on your case. The basics: your ID, the SSN or ITIN of everyone on your return, your W-2s or 1099s and your bank account. On the call we give you the exact list.
On your case: a W-2 isn't the same as a business with several 1099s. On the first call we look at your papers and tell you the price before we start.
Contact
Tell us about your case in two lines. We'll open WhatsApp with your message ready to send.

«El mejor servicio 🙏🏻 lo recomiendo 💯❗️»
Google review (in Spanish)
Sheyla Rubin