What is Obamacare and its Benefits?
Obamacare is the common name for the Affordable Care Act (ACA), a U.S. law designed to make health insurance more accessible and affordable for more people. Through this program, individuals and families with low to moderate incomes can access subsidies that reduce the monthly cost of their insurance premiums.
The Obamacare plans cover a wide range of essential services, such as preventive healthcare, hospitalization, prescription medications, and mental health care, ensuring that insured individuals receive the care they need without facing high medical expenses.
Your Obamacare advisors
in Miami, Florida
We help you find the best health plan under Obamacare, maximizing your subsidies and ensuring you pay less for more coverage. With our personalized advice, the enrollment process will be quick, easy, and hassle-free.
Obamacare health plans
Obamacare offers various levels of health plans that allow individuals to select the coverage that best fits their needs and budget. These plans are categorized by levels of coverage: Bronze, Silver, Gold, and Platinum. Each of them covers the same essential benefits, but they vary in monthly costs (premiums) and how much you will pay out of pocket when you receive medical care.
Bronze Plan
The Bronze Plan is ideal for those who want to pay the lowest monthly premium but are willing to take on higher costs when they need medical care. This plan covers 60% of medical costs, which means you will have higher copays and deductibles.
Who is it for?
Healthy individuals who rarely need medical care and wish to minimize their monthly payments.
Silver Plan
The Silver Plan is the most popular because it offers a balance between premium costs and coverage. This plan covers 70% of medical costs, which means your out-of-pocket expenses will be lower compared to the Bronze Plan. Additionally, if you qualify for additional subsidies, these are mostly applied to the Silver Plan, which can significantly reduce your costs.
Who is it for?
People who want balanced coverage with moderate monthly costs and a good amount of covered services.
Gold Plan
The Gold Plan covers 80% of medical costs, which means you will have higher premiums but much lower costs when you need medical care. This plan is ideal for those who require frequent medical attention or regular treatments.
Who is it for?
People who expect to need regular medical services or who prefer to pay more each month to reduce their out-of-pocket expenses when receiving care.
Platinum Plan
The Gold Plan covers 80% of medical costs, which means you will have higher premiums but much lower costs when you need medical care. This plan is ideal for those who require frequent medical attention or regular treatments.
Who is it for?
People who expect to need regular medical services or who prefer to pay more each month to reduce their out-of-pocket expenses when receiving care.
Choose the best health insurance to ensure your well-being and peace of mind.
At B&O, we offer you a personalized consultation to guide you through the enrollment process for Obamacare. We make sure you understand all your options, receive the appropriate subsidies, and choose the plan that best suits you and your family.
Our process
Process to Obtain Our Services
Stay Informed and Make Better Decisions
Discover Useful Information on Our Blog
Explore our articles where we provide you with tips and practical guides on taxes, migration, health insurance, and more. Learn how our services can help you achieve your goals with the latest and most relevant information.
