Taxes in Spanish

Your taxes, case by case.

  • In Spanish
  • In Doral or by phone
  • You review before we file

Find your situation, see the form you get and what to bring. We prepare your return and walk you through it before we file.

Authorized IRS e-file provider.

Deadline for most peopleApril 15. See all dates
Osvaldo Posada, co-founder of B&O Trust Services

Your form, box by box

We point out what matters on your form

Pick your case and we show you the real form with its key boxes marked and what each one means, plus what to bring and what we do.

  1. W-2 taxesW-2 taxes and family

    Who it's for: For you if an employer pays you by check or deposit and takes taxes out of your paycheck. If you have kids or other dependents, they go on your return too.

    Blank IRS Form W-2 (Copy B)
    Form W-2

    Your employer gives it to you early in the year. It shows what you earned and what was withheld.

    What matters on this form

    1. Box 1. What you earned that year from that employer.
    2. Box 2. The federal taxes already taken out of your paycheck.
    3. Box a. Your Social Security number: check that it's right.
    4. Boxes 15 to 17. Your state's part. If your state has no income tax on wages, like Florida, they're usually blank.

    Official blank form, from irs.gov.

    What to bring

    • The W-2 from every job you had this year
    • SSN or ITIN for you, your spouse and your kids
    • Each dependent's date of birth
    • Your bank account, in case you get a refund

    What we do

    • We prepare your return with your W-2s
    • We check the child credits the law gives you
    • We walk you through it and you sign before we file
    • We e-file it and give you your copy
  2. 1099 taxesSelf-employed, paid in cash or by app

    Who it's for: For you if you work for yourself: construction, cleaning, Uber, DoorDash… Whether you're paid in cash, by Zelle or through an app, it has to be reported.

    Blank IRS Form 1099-NEC (Copy B)
    Form 1099-NEC

    If a business paid you for your work, they may send you a 1099-NEC. If you're paid by card or through apps, you may get a 1099-K.

    What matters on this form

    1. Payer. Who paid you: the business or person who hired you.
    2. Box 1a. What you were paid for your work that year.
    3. Box 4. Whether taxes were withheld. It's almost always blank: nobody withholds them for you.
    4. Recipient's TIN. Your number, SSN or ITIN: check that it's right.

    Official blank form, from irs.gov.

    What to bring

    • Any 1099s you receive
    • What you were paid in cash or by Zelle
    • Your work expenses: gas, tools, phone
    • Receipts, if you paid taxes during the year

    What we do

    • We add up what you earned, with or without a form
    • We subtract the work expenses the law allows
    • We explain the quarterly estimated payments
    • We prepare and file your return
  3. Business taxesTaxes for your business or LLC

    Who it's for: For you if you have an LLC or a company. How it files depends on how it's set up: a single-owner LLC usually goes on your own return; with partners or as a corporation, it files separately.

    Blank IRS Form 1099-K (Copy B)
    Form 1099-K

    It sums up what you were paid by card or through payment apps. It's one of the forms a business usually gets.

    What matters on this form

    1. Box 1a. Everything you were paid by card or through apps that year, before expenses.
    2. Boxes 5a to 5l. The same, month by month. Useful to match it with your books.
    3. Filer. Who sends it: the payment company or app you get paid through.

    Official blank form, from irs.gov.

    What to bring

    • Money in and out of the business this year
    • The business's 1099-Ks and 1099s
    • Your EIN and your LLC papers
    • The business bank statements

    What we do

    • We check how your LLC is registered and which return it files
    • We prepare the business's taxes and yours
    • We tell you which papers to keep for next year
  4. ITIN (Form W-7)ITIN: taxes without a Social Security number

    Who it's for: For you, your spouse or your kids if you can't get a Social Security number. With an ITIN, a number issued by the IRS, you can file your taxes.

    Blank IRS Form W-7
    Form W-7

    It's the form to apply for an ITIN with the IRS. It's usually sent together with your tax return.

    What matters on this form

    1. Reason (a to h). Why you're applying: you check only one reason. It's the most important part of the form.
    2. Application type. Whether you're applying for a new ITIN or renewing yours.
    3. Line 1a. Your name, exactly as it appears on your passport.

    Official blank form, from irs.gov.

    What to bring

    • Your valid passport or another document the IRS accepts
    • What you earned this year
    • Each dependent's documents

    What we do

    • We help you apply: we fill out the W-7 with you
    • We tell you which documents the IRS asks for each person
    • We prepare it together with your return
  5. Form 1095-A1095-A: the Obamacare form for your taxes

    Who it's for: For you if you had Obamacare, Marketplace health insurance, even for one month of the year. You will need this form for your return.

    Blank Marketplace Form 1095-A (Part III)
    Form 1095-A

    The Marketplace sends it, not the IRS. It arrives by mail by mid-February, and it may be in your Marketplace account as early as mid-January.

    What matters on this form

    1. Column A. What your plan cost each month.
    2. Column B. The price of a benchmark plan: it's used to work out the help you're due.
    3. Column C. The help already paid to your insurer each month. Your return compares it with what you were due.

    Official blank form, from irs.gov.

    What to bring

    • Your 1095-A, one per policy
    • Details for everyone on the plan
    • Your W-2s or 1099s for the year

    What we do

    • We use your 1095-A on your return
    • We check the help you got to pay for the plan
    • If your income changed, we explain what it means for your taxes
  6. IRS letterI got a letter from the IRS

    Who it's for: For you if you got a letter or notice from the IRS and don't know what to do. Don't ignore it: many have a date to respond by.

    IRS letter

    Every letter has its number in a right-hand corner, top or bottom. That number tells us what it's about.

    What matters on this form

    1. The number. It's in a right-hand corner, top or bottom. It tells us what the letter is about.
    2. The date. When you have to respond by. Don't let it pass.
    3. What they ask. To pay, send a document or explain something. We walk you through it.

    Sample drawing: the IRS doesn't publish sample letters.

    What to bring

    • The whole letter, every page
    • That year's tax return
    • Any papers the letter mentions

    What we do

    • We explain what the letter says and what they're asking for
    • We tell you the date you have to respond by
    • If needed, we prepare the correction to your return
Blank IRS Form W-2 (Copy B)
Form W-2

Your employer gives it to you early in the year. It shows what you earned and what was withheld.

What matters on this form

  1. Box 1. What you earned that year from that employer.
  2. Box 2. The federal taxes already taken out of your paycheck.
  3. Box a. Your Social Security number: check that it's right.
  4. Boxes 15 to 17. Your state's part. If your state has no income tax on wages, like Florida, they're usually blank.

Official blank form, from irs.gov.

Key dates

The dates of your tax year

The ones people ask about most. If a date falls on a weekend or holiday, the next business day counts.

Date by date

Apr 15

Deadline for most people · April 15

Last day to file your return and pay what you owe.

Source: IRS, when to file

The year, month by month

Apr 15deadline for most people

We help you in all 50 states + DCFrom our office in Doral, Florida, by phone and WhatsApp
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Hover over a state to see its details; click to open its page.Tap a state to see its details.

Official data from each state and HealthCare.gov, checked in October 2026. Map: U.S. Census Bureau.

Remote

From any state, without coming to the office

We do your taxes by phone and WhatsApp. We tell you which papers you need and how to send them safely. If you're nearby, come to Doral.

  1. You message or call us
  2. We give you the list of papers
  3. You review and sign before we file

We never ask for papers with personal data over an open chat.

See what changes in your state

Questions about taxes

  • Yes. We help you by phone and WhatsApp from any state. We tell you how to send us your papers safely, never over an open chat.

Don't see your case?

Tell us in two lines and we'll tell you what you need.

Ask us on WhatsApp
Bettys Sarmiento, co-founder of B&O Trust Services
Or call us at (305) 639-0110Monday to Friday, 8:00 a.m. – 6:00 p.m.