Taxes and Obamacare · MD

Taxes and Obamacare in Maryland, in Spanish

Maryland does have a state income tax (up to 6.5% + county), and health insurance is on Maryland Health Connection. We help you with both by phone and WhatsApp.

Versión en español
Baltimore's Inner Harbor (aerial view) (Maryland)
Baltimore's Inner Harbor (aerial view)Photo: Quintin Soloviev, CC BY 4.0
MarylandWe help you from Doral, Florida
State tax on wages
Up to 6.5%+ county
Health insurance marketplace
Maryland Health Connection
2027 enrollment ends
We'll confirm the dates

01 · Taxes

Your taxes in Maryland

Maryland has a state income tax. Besides the federal return to the IRS, you file the state return with the Comptroller of Maryland.

State tax on wages

Up to 6.5%+ county

How the tax works

Graduated: from 2% to 6.5%, plus the county tax (from 2.25% to 3.3%).

What's new: Since 2025 there are two new brackets (6.25% and 6.5%) and a 2% surcharge on capital gains if income is over $350,000.

State tax officeComptroller of Maryland

What you file

  • Federal return (IRS)Yes, like everywhere in the U.S.
  • Maryland returnYes, with the Comptroller of Maryland

Your situation, with its form

In Maryland you file two returns: the federal one (IRS) and the state one, with the Comptroller of Maryland. Find your situation and see the box that matters on your form.

  • IRS Form W-2
    Box 17: what was withheld for Maryland. It goes on your state return.

    W-2 taxes

    I get a W-2 and have kids

    If an employer pays you by check or deposit, in January they give you a form called a W-2. With it and your kids' information we prepare your return and check the credits the law gives you.

    See this service
  • IRS Form 1099-NEC
    Box 1a: what you were paid. It goes on your federal and Maryland returns.

    1099 taxes

    I'm paid in cash or through an app

    If you work for yourself (construction, cleaning, Uber, DoorDash…), that income is taxed too. You may get a 1099. We help you report what you earned and subtract your work expenses.

    See this service
  • IRS Form W-7
    Form W-7 is the ITIN application. With an ITIN you file with the IRS and with Maryland.

    ITIN (Form W-7)

    I don't have a Social Security number

    You can still file your taxes. You use an ITIN, a number issued by the IRS. We help you apply with Form W-7, for you and your dependents.

    See this service

02 · Obamacare

Your Obamacare in Maryland

We help you with your Obamacare in Maryland: enrolling, renewing and understanding what you pay. This is how the year goes, step by step.

Your year with Obamacare

  1. We'll confirm the 2027 dates

    You enroll

    Maryland has its own marketplace: Maryland Health Connection. You enroll there, not on HealthCare.gov.

  2. Mid-February

    Form 1095-A arrives

    It arrives by mail by mid-February, and it may be in your Marketplace account as early as mid-January.

  3. By April 15

    We use it in your tax return

    It squares the help you got to pay for your insurance. Without the 1095-A your return can't be finished.

Form 1095-A: sent to you by Maryland Health Connection

IRS Form 1095-A (Health Insurance Marketplace Statement)
This says it's from the health insurance marketplace. Maryland Health Connection sends it to you.

03 · Business

Your business in Maryland

If you have or want to open an LLC in Maryland (the most common way to register a small business), this is what the state asks for. We explain it and go over its taxes with you.

Where you register
Maryland State Department of Assessments and Taxation (SDAT)The state office that keeps the business registry.
The document
Articles of Organization (LLC)The filing that creates your LLC.
Filing fee
$100What the state charges to register it, once.
Yearly minimum
No minimum taxWhat you pay even if the LLC earns nothing.
Periodic report
Annual Report (Form 1): every year, $300, due April 15 (free extension to June 15). Paid even if there is no activity.A report that keeps your LLC's details up to date.

LLC taxes in the state

Besides the $300 annual report, the LLC may owe tax on the business's personal property. There is an optional pass-through entity tax (PTE) of 8.75%.

Your business taxes

Official data checked on October 8, 2026. It changes every year: we confirm it before any filing.

Terms you'll come across

Articles of Organization
The filing that creates the LLC: its name, address and who runs it.
Annual Report
The yearly report that keeps the LLC's details up to date (address, owners, who gets the mail).
PTE
Pass-through entity: a business whose profit flows to its owners' returns, like most LLCs.

04 · How it works

How we help you from Maryland

You don't need to come to Florida: everything is done remotely, from Maryland to our Doral office.

  1. Message or call us

    By WhatsApp or phone, from Maryland. Tell us your situation in your own words.

  2. We tell you which papers you need

    Your W-2 or 1099s, your 1095-A if you had Obamacare, and your details. For the federal and Maryland returns.

  3. You send us your papers

    Through the secure channel we give you. We never ask for papers with personal data over an open chat.

  4. You review, sign and we file

    We explain your return before filing it and give you your copy.

We help you in all 50 states + DCFrom our office in Doral, Florida, by phone and WhatsApp
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Hover over a state to see its details; click to open its page.Tap a state to see its details.

Official data from each state and HealthCare.gov, checked in October 2026. Map: U.S. Census Bureau.

05 · Questions

Questions about Maryland

Another question about Maryland?

Message us and we'll answer in Spanish, Monday to Friday.

Ask on WhatsApp

Official data checked on October 8, 2026. See the sources

Do I pay state tax on my wages in Maryland?

Yes. Graduated: from 2% to 6.5%, plus the county tax (from 2.25% to 3.3%). Besides the federal return to the IRS, you file the Maryland return with the Comptroller of Maryland.

Where do I get Obamacare in Maryland, and until when?

Maryland has its own marketplace: Maryland Health Connection. You enroll there, not on HealthCare.gov. We'll confirm the 2027 enrollment dates by WhatsApp or phone.

How much does it cost to open an LLC in Maryland?

Registering it costs $100: it's the Articles of Organization (LLC), filed with the Maryland State Department of Assessments and Taxation (SDAT). After that: Annual Report (Form 1): every year, $300, due April 15 (free extension to June 15). Paid even if there is no activity.

What changed in Maryland taxes?

Since 2025 there are two new brackets (6.25% and 6.5%) and a 2% surcharge on capital gains if income is over $350,000.

Contact

Live in Maryland? Message us.

We answer in Spanish. Monday to Friday, by WhatsApp or phone.

  • Monday to Friday, 8:00 a.m. – 6:00 p.m.
  • Office in Doral, Florida: 4811 NW 79th Ave, Suite 2
  • Everything in Spanish, start to finish