Taxes and Obamacare · WA
Taxes and Obamacare in Washington, in Spanish
Washington has no state tax on wages, and health insurance is on Washington Healthplanfinder. We help you with both by phone and WhatsApp.
Versión en español
- State tax on wages
- None
- Health insurance marketplace
- Washington Healthplanfinder
- 2027 enrollment ends
- January 15, 2027
01 · Taxes
Your taxes in Washington
Washington has no state tax on wages. If you live and work there, you only file the federal return, with the IRS.
State tax on wages
None
How the tax works
No tax on wages, but there is one on certain long-term capital gains (7% and 9.9%).
What's new: Since 2025 there is an extra 2.9% on capital gains over $1 million.
State tax officeWashington State Department of RevenueWhat you file
- Federal return (IRS)Yes, like everywhere in the U.S.
- Washington returnNo, not for your wages
Your situation, with its form
In Washington you only file the federal return (IRS): the state doesn't tax wages. Find your situation and see the box that matters on your form.
Box 17, state income tax: usually empty in Washington. W-2 taxes
I get a W-2 and have kids
If an employer pays you by check or deposit, in January they give you a form called a W-2. With it and your kids' information we prepare your return and check the credits the law gives you.
See this service
Box 1a: what you were paid. It goes on your federal return. 1099 taxes
I'm paid in cash or through an app
If you work for yourself (construction, cleaning, Uber, DoorDash…), that income is taxed too. You may get a 1099. We help you report what you earned and subtract your work expenses.
See this service
Form W-7 is the ITIN application: the IRS number to file without a Social Security number. ITIN (Form W-7)
I don't have a Social Security number
You can still file your taxes. You use an ITIN, a number issued by the IRS. We help you apply with Form W-7, for you and your dependents.
See this service
02 · Obamacare
Your Obamacare in Washington
We help you with your Obamacare in Washington: enrolling, renewing and understanding what you pay. This is how the year goes, step by step.
Your year with Obamacare
November 1 to January 15, 2027
You enroll
Washington has its own marketplace: Washington Healthplanfinder. You enroll there, not on HealthCare.gov.
Mid-February
Form 1095-A arrives
It arrives by mail by mid-February, and it may be in your Marketplace account as early as mid-January.
By April 15
We use it in your tax return
It squares the help you got to pay for your insurance. Without the 1095-A your return can't be finished.
Form 1095-A: sent to you by Washington Healthplanfinder
03 · Business
Your business in Washington
If you have or want to open an LLC in Washington (the most common way to register a small business), this is what the state asks for. We explain it and go over its taxes with you.
- Where you register
- Washington Secretary of State, Corporations and Charities DivisionThe state office that keeps the business registry.
- The document
- Certificate of FormationThe filing that creates your LLC.
- Filing fee
- $180What the state charges to register it, once.
- Yearly minimum
- No minimum taxWhat you pay even if the LLC earns nothing.
- Periodic report
- Annual Report: every year, $70, by the last day of the month in which the LLC was formed. It can be filed up to 180 days before.A report that keeps your LLC's details up to date.
LLC taxes in the state
No franchise tax. You pay B&O tax on gross receipts: 0.471% for retail and from 1.5% for services. You file from $125,000 a year.
Your business taxesOfficial data checked on October 8, 2026. It changes every year: we confirm it before any filing.
Terms you'll come across
- Secretary of State
- The state office that registers businesses and keeps their records.
- Certificate of Formation
- The filing that creates the LLC, under this state's name for it.
- Annual Report
- The yearly report that keeps the LLC's details up to date (address, owners, who gets the mail).
- Franchise tax
- A state tax for having a business registered there. Depending on the state, it's based on revenue or net worth.
- Gross receipts
- Everything the business takes in, before expenses.
04 · How it works
How we help you from Washington
You don't need to come to Florida: everything is done remotely, from Washington to our Doral office.
Message or call us
By WhatsApp or phone, from Washington. Tell us your situation in your own words.
We tell you which papers you need
Your W-2 or 1099s, your 1095-A if you had Obamacare, and your details. Only for the federal return.
You send us your papers
Through the secure channel we give you. We never ask for papers with personal data over an open chat.
You review, sign and we file
We explain your return before filing it and give you your copy.
Hover over a state to see its details; click to open its page.Tap a state to see its details.
Official data from each state and HealthCare.gov, checked in October 2026. Map: U.S. Census Bureau.
05 · Questions
Questions about Washington
Another question about Washington?
Message us and we'll answer in Spanish, Monday to Friday.
Ask on WhatsAppOfficial data checked on October 8, 2026. See the sources
Do I pay state tax on my wages in Washington?
No. No tax on wages, but there is one on certain long-term capital gains (7% and 9.9%). So if you live and work in Washington, your tax return is the federal one, with the IRS.
Where do I get Obamacare in Washington, and until when?
Washington has its own marketplace: Washington Healthplanfinder. You enroll there, not on HealthCare.gov. For 2027, open enrollment runs from November 1, 2026 to January 15, 2027.
How much does it cost to open an LLC in Washington?
Registering it costs $180: it's the Certificate of Formation, filed with the Washington Secretary of State, Corporations and Charities Division. After that: Annual Report: every year, $70, by the last day of the month in which the LLC was formed. It can be filed up to 180 days before.
What changed in Washington taxes?
Since 2025 there is an extra 2.9% on capital gains over $1 million.
Contact
Live in Washington? Message us.
We answer in Spanish. Monday to Friday, by WhatsApp or phone.
- Monday to Friday, 8:00 a.m. – 6:00 p.m.
- Office in Doral, Florida: 4811 NW 79th Ave, Suite 2
- Everything in Spanish, start to finish