Taxes and Obamacare · RI
Taxes and Obamacare in Rhode Island, in Spanish
Rhode Island does have a state income tax (up to 5.99%), and health insurance is on HealthSource RI. We help you with both by phone and WhatsApp.
Versión en español
- State tax on wages
- Up to 5.99%
- Health insurance marketplace
- HealthSource RI
- 2027 enrollment ends
- January 31, 2027
01 · Taxes
Your taxes in Rhode Island
Rhode Island has a state income tax. Besides the federal return to the IRS, you file the state return with the Rhode Island Division of Taxation.
State tax on wages
Up to 5.99%
How the tax works
Graduated: from 3.75% to 5.99%.
State tax officeRhode Island Division of TaxationWhat you file
- Federal return (IRS)Yes, like everywhere in the U.S.
- Rhode Island returnYes, with the Rhode Island Division of Taxation
Your situation, with its form
In Rhode Island you file two returns: the federal one (IRS) and the state one, with the Rhode Island Division of Taxation. Find your situation and see the box that matters on your form.
Box 17: what was withheld for Rhode Island. It goes on your state return. W-2 taxes
I get a W-2 and have kids
If an employer pays you by check or deposit, in January they give you a form called a W-2. With it and your kids' information we prepare your return and check the credits the law gives you.
See this service
Box 1a: what you were paid. It goes on your federal and Rhode Island returns. 1099 taxes
I'm paid in cash or through an app
If you work for yourself (construction, cleaning, Uber, DoorDash…), that income is taxed too. You may get a 1099. We help you report what you earned and subtract your work expenses.
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Form W-7 is the ITIN application. With an ITIN you file with the IRS and with Rhode Island. ITIN (Form W-7)
I don't have a Social Security number
You can still file your taxes. You use an ITIN, a number issued by the IRS. We help you apply with Form W-7, for you and your dependents.
See this service
02 · Obamacare
Your Obamacare in Rhode Island
We help you with your Obamacare in Rhode Island: enrolling, renewing and understanding what you pay. This is how the year goes, step by step.
Your year with Obamacare
November 1 to January 31, 2027
You enroll
Rhode Island has its own marketplace: HealthSource RI. You enroll there, not on HealthCare.gov.
Mid-February
Form 1095-A arrives
It arrives by mail by mid-February, and it may be in your Marketplace account as early as mid-January.
By April 15
We use it in your tax return
It squares the help you got to pay for your insurance. Without the 1095-A your return can't be finished.
Form 1095-A: sent to you by HealthSource RI
03 · Business
Your business in Rhode Island
If you have or want to open an LLC in Rhode Island (the most common way to register a small business), this is what the state asks for. We explain it and go over its taxes with you.
- Where you register
- Rhode Island Department of State - Business Services DivisionThe state office that keeps the business registry.
- The document
- Articles of Organization (Form 400)The filing that creates your LLC.
- Filing fee
- $150What the state charges to register it, once.
- Yearly minimum
- $400 a yearWhat you pay even if the LLC earns nothing.
- Periodic report
- Annual Report (Form 632): every year, $50, from February 1 to May 1. Not filed in the year the LLC is formed.A report that keeps your LLC's details up to date.
LLC taxes in the state
Annual minimum tax of $400 for every registered LLC, apart from the $50 annual report. There is no general gross receipts tax.
Your business taxesOfficial data checked on October 8, 2026. It changes every year: we confirm it before any filing.
Terms you'll come across
- Department of State
- The name this state uses for the office that registers businesses.
- Articles of Organization
- The filing that creates the LLC: its name, address and who runs it.
- Annual Report
- The yearly report that keeps the LLC's details up to date (address, owners, who gets the mail).
- Gross receipts
- Everything the business takes in, before expenses.
04 · How it works
How we help you from Rhode Island
You don't need to come to Florida: everything is done remotely, from Rhode Island to our Doral office.
Message or call us
By WhatsApp or phone, from Rhode Island. Tell us your situation in your own words.
We tell you which papers you need
Your W-2 or 1099s, your 1095-A if you had Obamacare, and your details. For the federal and Rhode Island returns.
You send us your papers
Through the secure channel we give you. We never ask for papers with personal data over an open chat.
You review, sign and we file
We explain your return before filing it and give you your copy.
Hover over a state to see its details; click to open its page.Tap a state to see its details.
Official data from each state and HealthCare.gov, checked in October 2026. Map: U.S. Census Bureau.
05 · Questions
Questions about Rhode Island
Another question about Rhode Island?
Message us and we'll answer in Spanish, Monday to Friday.
Ask on WhatsAppOfficial data checked on October 8, 2026. See the sources
Do I pay state tax on my wages in Rhode Island?
Yes. Graduated: from 3.75% to 5.99%. Besides the federal return to the IRS, you file the Rhode Island return with the Rhode Island Division of Taxation.
Where do I get Obamacare in Rhode Island, and until when?
Rhode Island has its own marketplace: HealthSource RI. You enroll there, not on HealthCare.gov. For 2027, open enrollment runs from November 1, 2026 to January 31, 2027.
How much does it cost to open an LLC in Rhode Island?
Registering it costs $150: it's the Articles of Organization (Form 400), filed with the Rhode Island Department of State - Business Services Division. After that: Annual Report (Form 632): every year, $50, from February 1 to May 1. Not filed in the year the LLC is formed.
Does my LLC pay any tax of its own in Rhode Island?
Annual minimum tax of $400 for every registered LLC, apart from the $50 annual report. There is no general gross receipts tax.
Contact
Live in Rhode Island? Message us.
We answer in Spanish. Monday to Friday, by WhatsApp or phone.
- Monday to Friday, 8:00 a.m. – 6:00 p.m.
- Office in Doral, Florida: 4811 NW 79th Ave, Suite 2
- Everything in Spanish, start to finish