Taxes and Obamacare · UT
Taxes and Obamacare in Utah, in Spanish
Utah does have a state income tax (4.45% flat), and health insurance is on HealthCare.gov. We help you with both by phone and WhatsApp.
Versión en español
- State tax on wages
- 4.45%flat
- Health insurance marketplace
- HealthCare.gov
- 2027 enrollment ends
- January 15, 2027
01 · Taxes
Your taxes in Utah
Utah has a state income tax. Besides the federal return to the IRS, you file the state return with the Utah State Tax Commission.
State tax on wages
4.45%flat
How the tax works
Flat rate of 4.45%.
What's new: In 2026 the rate drops from 4.5% to 4.45% (S.B. 60).
State tax officeUtah State Tax CommissionWhat you file
- Federal return (IRS)Yes, like everywhere in the U.S.
- Utah returnYes, with the Utah State Tax Commission
Your situation, with its form
In Utah you file two returns: the federal one (IRS) and the state one, with the Utah State Tax Commission. Find your situation and see the box that matters on your form.
Box 17: what was withheld for Utah. It goes on your state return. W-2 taxes
I get a W-2 and have kids
If an employer pays you by check or deposit, in January they give you a form called a W-2. With it and your kids' information we prepare your return and check the credits the law gives you.
See this service
Box 1a: what you were paid. It goes on your federal and Utah returns. 1099 taxes
I'm paid in cash or through an app
If you work for yourself (construction, cleaning, Uber, DoorDash…), that income is taxed too. You may get a 1099. We help you report what you earned and subtract your work expenses.
See this service
Form W-7 is the ITIN application. With an ITIN you file with the IRS and with Utah. ITIN (Form W-7)
I don't have a Social Security number
You can still file your taxes. You use an ITIN, a number issued by the IRS. We help you apply with Form W-7, for you and your dependents.
See this service
02 · Obamacare
Your Obamacare in Utah
We help you with your Obamacare in Utah: enrolling, renewing and understanding what you pay. This is how the year goes, step by step.
Your year with Obamacare
November 1 to January 15, 2027
You enroll
Utah uses HealthCare.gov, the federal marketplace.
Mid-February
Form 1095-A arrives
It arrives by mail by mid-February, and it may be in your Marketplace account as early as mid-January.
By April 15
We use it in your tax return
It squares the help you got to pay for your insurance. Without the 1095-A your return can't be finished.
Form 1095-A: sent to you by HealthCare.gov
03 · Business
Your business in Utah
If you have or want to open an LLC in Utah (the most common way to register a small business), this is what the state asks for. We explain it and go over its taxes with you.
- Where you register
- Utah Department of Commerce, Division of Corporations and Commercial CodeThe state office that keeps the business registry.
- The document
- Certificate of OrganizationThe filing that creates your LLC.
- Filing fee
- $59What the state charges to register it, once.
- Yearly minimum
- No minimum taxWhat you pay even if the LLC earns nothing.
- Periodic report
- Annual Renewal: every year, $18, on the registration anniversary. It can be filed up to 60 days before.A report that keeps your LLC's details up to date.
LLC taxes in the state
No franchise tax and no gross receipts tax if the LLC is not taxed as a corporation: the profit passes through to the owners at 4.45%.
Your business taxesOfficial data checked on October 8, 2026. It changes every year: we confirm it before any filing.
Terms you'll come across
- Division of Corporations
- The name this state uses for the office that registers businesses.
- Certificate of Organization
- The filing that creates the LLC, under this state's name for it.
- Franchise tax
- A state tax for having a business registered there. Depending on the state, it's based on revenue or net worth.
- Gross receipts
- Everything the business takes in, before expenses.
04 · How it works
How we help you from Utah
You don't need to come to Florida: everything is done remotely, from Utah to our Doral office.
Message or call us
By WhatsApp or phone, from Utah. Tell us your situation in your own words.
We tell you which papers you need
Your W-2 or 1099s, your 1095-A if you had Obamacare, and your details. For the federal and Utah returns.
You send us your papers
Through the secure channel we give you. We never ask for papers with personal data over an open chat.
You review, sign and we file
We explain your return before filing it and give you your copy.
Hover over a state to see its details; click to open its page.Tap a state to see its details.
Official data from each state and HealthCare.gov, checked in October 2026. Map: U.S. Census Bureau.
05 · Questions
Questions about Utah
Another question about Utah?
Message us and we'll answer in Spanish, Monday to Friday.
Ask on WhatsAppOfficial data checked on October 8, 2026. See the sources
Do I pay state tax on my wages in Utah?
Yes. Flat rate of 4.45%. Besides the federal return to the IRS, you file the Utah return with the Utah State Tax Commission.
Where do I get Obamacare in Utah, and until when?
In Utah you enroll on HealthCare.gov, the federal marketplace. For 2027, open enrollment runs from November 1, 2026 to January 15, 2027.
How much does it cost to open an LLC in Utah?
Registering it costs $59: it's the Certificate of Organization, filed with the Utah Department of Commerce, Division of Corporations and Commercial Code. After that: Annual Renewal: every year, $18, on the registration anniversary. It can be filed up to 60 days before.
What changed in Utah taxes?
In 2026 the rate drops from 4.5% to 4.45% (S.B. 60).
Contact
Live in Utah? Message us.
We answer in Spanish. Monday to Friday, by WhatsApp or phone.
- Monday to Friday, 8:00 a.m. – 6:00 p.m.
- Office in Doral, Florida: 4811 NW 79th Ave, Suite 2
- Everything in Spanish, start to finish