Taxes and Obamacare · PA

Taxes and Obamacare in Pennsylvania, in Spanish

Pennsylvania does have a state income tax (3.07% flat), and health insurance is on Pennie. We help you with both by phone and WhatsApp.

Versión en español
Philadelphia skyline from the South Street Bridge (Pennsylvania)
Philadelphia skyline from the South Street BridgePhoto: King of Hearts, CC BY-SA 3.0
PennsylvaniaWe help you from Doral, Florida
State tax on wages
3.07%flat
Health insurance marketplace
Pennie
2027 enrollment ends
We'll confirm the dates

01 · Taxes

Your taxes in Pennsylvania

Pennsylvania has a state income tax. Besides the federal return to the IRS, you file the state return with the Pennsylvania Department of Revenue.

State tax on wages

3.07%flat

How the tax works

Flat rate of 3.07%. Many municipalities also charge their own tax on earned income.

State tax officePennsylvania Department of Revenue

What you file

  • Federal return (IRS)Yes, like everywhere in the U.S.
  • Pennsylvania returnYes, with the Pennsylvania Department of Revenue

Your situation, with its form

In Pennsylvania you file two returns: the federal one (IRS) and the state one, with the Pennsylvania Department of Revenue. Find your situation and see the box that matters on your form.

  • IRS Form W-2
    Box 17: what was withheld for Pennsylvania. It goes on your state return.

    W-2 taxes

    I get a W-2 and have kids

    If an employer pays you by check or deposit, in January they give you a form called a W-2. With it and your kids' information we prepare your return and check the credits the law gives you.

    See this service
  • IRS Form 1099-NEC
    Box 1a: what you were paid. It goes on your federal and Pennsylvania returns.

    1099 taxes

    I'm paid in cash or through an app

    If you work for yourself (construction, cleaning, Uber, DoorDash…), that income is taxed too. You may get a 1099. We help you report what you earned and subtract your work expenses.

    See this service
  • IRS Form W-7
    Form W-7 is the ITIN application. With an ITIN you file with the IRS and with Pennsylvania.

    ITIN (Form W-7)

    I don't have a Social Security number

    You can still file your taxes. You use an ITIN, a number issued by the IRS. We help you apply with Form W-7, for you and your dependents.

    See this service

02 · Obamacare

Your Obamacare in Pennsylvania

We help you with your Obamacare in Pennsylvania: enrolling, renewing and understanding what you pay. This is how the year goes, step by step.

Your year with Obamacare

  1. We'll confirm the 2027 dates

    You enroll

    Pennsylvania has its own marketplace: Pennie. You enroll there, not on HealthCare.gov.

  2. Mid-February

    Form 1095-A arrives

    It arrives by mail by mid-February, and it may be in your Marketplace account as early as mid-January.

  3. By April 15

    We use it in your tax return

    It squares the help you got to pay for your insurance. Without the 1095-A your return can't be finished.

Form 1095-A: sent to you by Pennie

IRS Form 1095-A (Health Insurance Marketplace Statement)
This says it's from the health insurance marketplace. Pennie sends it to you.

03 · Business

Your business in Pennsylvania

If you have or want to open an LLC in Pennsylvania (the most common way to register a small business), this is what the state asks for. We explain it and go over its taxes with you.

Where you register
Pennsylvania Department of State - Bureau of Corporations and Charitable OrganizationsThe state office that keeps the business registry.
The document
Certificate of Organization - Domestic Limited Liability Company (DSCB:15-8821)The filing that creates your LLC.
Filing fee
$125What the state charges to register it, once.
Yearly minimum
No minimum taxWhat you pay even if the LLC earns nothing.
Periodic report
Annual Report (DSCB:15-146): every year, $7, from January 1 to September 30.A report that keeps your LLC's details up to date.

LLC taxes in the state

No franchise tax and no state gross receipts tax: the LLC is taxed through the 3.07% personal income tax. Some cities, like Philadelphia, charge their own.

Your business taxes

Official data checked on October 8, 2026. It changes every year: we confirm it before any filing.

Terms you'll come across

Department of State
The name this state uses for the office that registers businesses.
Certificate of Organization
The filing that creates the LLC, under this state's name for it.
Annual Report
The yearly report that keeps the LLC's details up to date (address, owners, who gets the mail).
Franchise tax
A state tax for having a business registered there. Depending on the state, it's based on revenue or net worth.
Gross receipts
Everything the business takes in, before expenses.

04 · How it works

How we help you from Pennsylvania

You don't need to come to Florida: everything is done remotely, from Pennsylvania to our Doral office.

  1. Message or call us

    By WhatsApp or phone, from Pennsylvania. Tell us your situation in your own words.

  2. We tell you which papers you need

    Your W-2 or 1099s, your 1095-A if you had Obamacare, and your details. For the federal and Pennsylvania returns.

  3. You send us your papers

    Through the secure channel we give you. We never ask for papers with personal data over an open chat.

  4. You review, sign and we file

    We explain your return before filing it and give you your copy.

We help you in all 50 states + DCFrom our office in Doral, Florida, by phone and WhatsApp
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Hover over a state to see its details; click to open its page.Tap a state to see its details.

Official data from each state and HealthCare.gov, checked in October 2026. Map: U.S. Census Bureau.

05 · Questions

Questions about Pennsylvania

Another question about Pennsylvania?

Message us and we'll answer in Spanish, Monday to Friday.

Ask on WhatsApp

Official data checked on October 8, 2026. See the sources

Do I pay state tax on my wages in Pennsylvania?

Yes. Flat rate of 3.07%. Many municipalities also charge their own tax on earned income. Besides the federal return to the IRS, you file the Pennsylvania return with the Pennsylvania Department of Revenue.

Where do I get Obamacare in Pennsylvania, and until when?

Pennsylvania has its own marketplace: Pennie. You enroll there, not on HealthCare.gov. We'll confirm the 2027 enrollment dates by WhatsApp or phone.

How much does it cost to open an LLC in Pennsylvania?

Registering it costs $125: it's the Certificate of Organization - Domestic Limited Liability Company (DSCB:15-8821), filed with the Pennsylvania Department of State - Bureau of Corporations and Charitable Organizations. After that: Annual Report (DSCB:15-146): every year, $7, from January 1 to September 30.

Does my LLC pay any tax of its own in Pennsylvania?

No franchise tax and no state gross receipts tax: the LLC is taxed through the 3.07% personal income tax. Some cities, like Philadelphia, charge their own.

Contact

Live in Pennsylvania? Message us.

We answer in Spanish. Monday to Friday, by WhatsApp or phone.

  • Monday to Friday, 8:00 a.m. – 6:00 p.m.
  • Office in Doral, Florida: 4811 NW 79th Ave, Suite 2
  • Everything in Spanish, start to finish