Taxes and Obamacare · MA
Taxes and Obamacare in Massachusetts, in Spanish
Massachusetts does have a state income tax (5% flat + 4% on high incomes), and health insurance is on Massachusetts Health Connector. We help you with both by phone and WhatsApp.
Versión en español
- State tax on wages
- 5%flat + 4% on high incomes
- Health insurance marketplace
- Massachusetts Health Connector
- 2027 enrollment ends
- January 23, 2027
01 · Taxes
Your taxes in Massachusetts
Massachusetts has a state income tax. Besides the federal return to the IRS, you file the state return with the Massachusetts Department of Revenue.
State tax on wages
5%flat + 4% on high incomes
How the tax works
Flat rate of 5%, plus an extra 4% on income over $1,107,750 (2026).
What's new: Only the threshold for the extra 4% changes: from $1,083,150 in 2025 to $1,107,750 in 2026.
State tax officeMassachusetts Department of RevenueWhat you file
- Federal return (IRS)Yes, like everywhere in the U.S.
- Massachusetts returnYes, with the Massachusetts Department of Revenue
Your situation, with its form
In Massachusetts you file two returns: the federal one (IRS) and the state one, with the Massachusetts Department of Revenue. Find your situation and see the box that matters on your form.
Box 17: what was withheld for Massachusetts. It goes on your state return. W-2 taxes
I get a W-2 and have kids
If an employer pays you by check or deposit, in January they give you a form called a W-2. With it and your kids' information we prepare your return and check the credits the law gives you.
See this service
Box 1a: what you were paid. It goes on your federal and Massachusetts returns. 1099 taxes
I'm paid in cash or through an app
If you work for yourself (construction, cleaning, Uber, DoorDash…), that income is taxed too. You may get a 1099. We help you report what you earned and subtract your work expenses.
See this service
Form W-7 is the ITIN application. With an ITIN you file with the IRS and with Massachusetts. ITIN (Form W-7)
I don't have a Social Security number
You can still file your taxes. You use an ITIN, a number issued by the IRS. We help you apply with Form W-7, for you and your dependents.
See this service
02 · Obamacare
Your Obamacare in Massachusetts
We help you with your Obamacare in Massachusetts: enrolling, renewing and understanding what you pay. This is how the year goes, step by step.
Your year with Obamacare
October 23 to January 23, 2027
You enroll
Massachusetts has its own marketplace: Massachusetts Health Connector. You enroll there, not on HealthCare.gov.
Mid-February
Form 1095-A arrives
It arrives by mail by mid-February, and it may be in your Marketplace account as early as mid-January.
By April 15
We use it in your tax return
It squares the help you got to pay for your insurance. Without the 1095-A your return can't be finished.
Form 1095-A: sent to you by Massachusetts Health Connector
03 · Business
Your business in Massachusetts
If you have or want to open an LLC in Massachusetts (the most common way to register a small business), this is what the state asks for. We explain it and go over its taxes with you.
- Where you register
- Secretary of the Commonwealth, Corporations DivisionThe state office that keeps the business registry.
- The document
- Certificate of Organization (LLC)The filing that creates your LLC.
- Filing fee
- $500What the state charges to register it, once.
- Yearly minimum
- No minimum taxWhat you pay even if the LLC earns nothing.
- Periodic report
- Annual Report: every year, $500, on or before the LLC's anniversary.A report that keeps your LLC's details up to date.
LLC taxes in the state
If the LLC is not taxed as a corporation, it pays no tax of its own, but its $500 fees (formation and annual report) are among the highest in the country.
Your business taxesOfficial data checked on October 8, 2026. It changes every year: we confirm it before any filing.
Terms you'll come across
- Certificate of Organization
- The filing that creates the LLC, under this state's name for it.
- Annual Report
- The yearly report that keeps the LLC's details up to date (address, owners, who gets the mail).
04 · How it works
How we help you from Massachusetts
You don't need to come to Florida: everything is done remotely, from Massachusetts to our Doral office.
Message or call us
By WhatsApp or phone, from Massachusetts. Tell us your situation in your own words.
We tell you which papers you need
Your W-2 or 1099s, your 1095-A if you had Obamacare, and your details. For the federal and Massachusetts returns.
You send us your papers
Through the secure channel we give you. We never ask for papers with personal data over an open chat.
You review, sign and we file
We explain your return before filing it and give you your copy.
Hover over a state to see its details; click to open its page.Tap a state to see its details.
Official data from each state and HealthCare.gov, checked in October 2026. Map: U.S. Census Bureau.
05 · Questions
Questions about Massachusetts
Another question about Massachusetts?
Message us and we'll answer in Spanish, Monday to Friday.
Ask on WhatsAppOfficial data checked on October 8, 2026. See the sources
Do I pay state tax on my wages in Massachusetts?
Yes. Flat rate of 5%, plus an extra 4% on income over $1,107,750 (2026). Besides the federal return to the IRS, you file the Massachusetts return with the Massachusetts Department of Revenue.
Where do I get Obamacare in Massachusetts, and until when?
Massachusetts has its own marketplace: Massachusetts Health Connector. You enroll there, not on HealthCare.gov. For 2027, open enrollment runs from October 23, 2026 to January 23, 2027.
How much does it cost to open an LLC in Massachusetts?
Registering it costs $500: it's the Certificate of Organization (LLC), filed with the Secretary of the Commonwealth, Corporations Division. After that: Annual Report: every year, $500, on or before the LLC's anniversary.
What changed in Massachusetts taxes?
Only the threshold for the extra 4% changes: from $1,083,150 in 2025 to $1,107,750 in 2026.
Contact
Live in Massachusetts? Message us.
We answer in Spanish. Monday to Friday, by WhatsApp or phone.
- Monday to Friday, 8:00 a.m. – 6:00 p.m.
- Office in Doral, Florida: 4811 NW 79th Ave, Suite 2
- Everything in Spanish, start to finish