Taxes and Obamacare · TX
Taxes and Obamacare in Texas, in Spanish
Texas has no state tax on wages, and health insurance is on HealthCare.gov. We help you with both by phone and WhatsApp.
Versión en español
- State tax on wages
- None
- Health insurance marketplace
- HealthCare.gov
- 2027 enrollment ends
- January 15, 2027
01 · Taxes
Your taxes in Texas
Texas has no state tax on wages. If you live and work there, you only file the federal return, with the IRS.
State tax on wages
None
How the tax works
There is no state personal income tax.
State tax officeTexas Comptroller of Public AccountsWhat you file
- Federal return (IRS)Yes, like everywhere in the U.S.
- Texas returnNo, not for your wages
Your situation, with its form
In Texas you only file the federal return (IRS): the state doesn't tax wages. Find your situation and see the box that matters on your form.
Box 17, state income tax: usually empty in Texas. W-2 taxes
I get a W-2 and have kids
If an employer pays you by check or deposit, in January they give you a form called a W-2. With it and your kids' information we prepare your return and check the credits the law gives you.
See this service
Box 1a: what you were paid. It goes on your federal return. 1099 taxes
I'm paid in cash or through an app
If you work for yourself (construction, cleaning, Uber, DoorDash…), that income is taxed too. You may get a 1099. We help you report what you earned and subtract your work expenses.
See this service
Form W-7 is the ITIN application: the IRS number to file without a Social Security number. ITIN (Form W-7)
I don't have a Social Security number
You can still file your taxes. You use an ITIN, a number issued by the IRS. We help you apply with Form W-7, for you and your dependents.
See this service
02 · Obamacare
Your Obamacare in Texas
We help you with your Obamacare in Texas: enrolling, renewing and understanding what you pay. This is how the year goes, step by step.
Your year with Obamacare
November 1 to January 15, 2027
You enroll
Texas uses HealthCare.gov, the federal marketplace.
Mid-February
Form 1095-A arrives
It arrives by mail by mid-February, and it may be in your Marketplace account as early as mid-January.
By April 15
We use it in your tax return
It squares the help you got to pay for your insurance. Without the 1095-A your return can't be finished.
Form 1095-A: sent to you by HealthCare.gov
03 · Business
Your business in Texas
If you have or want to open an LLC in Texas (the most common way to register a small business), this is what the state asks for. We explain it and go over its taxes with you.
- Where you register
- Texas Secretary of StateThe state office that keeps the business registry.
- The document
- Certificate of Formation - Limited Liability Company (Form 205)The filing that creates your LLC.
- Filing fee
- $300What the state charges to register it, once.
- Yearly minimum
- No minimum taxWhat you pay even if the LLC earns nothing.
- Periodic report
- Public Information Report (Form 05-102): every year, due May 15, filed with the Comptroller.A report that keeps your LLC's details up to date.
LLC taxes in the state
Franchise tax of 0.75% (0.375% for retail or wholesale). If your LLC makes $2.65 million or less, it does not pay it, but it files the Public Information Report.
Your business taxesOfficial data checked on October 8, 2026. It changes every year: we confirm it before any filing.
Terms you'll come across
- Secretary of State
- The state office that registers businesses and keeps their records.
- Certificate of Formation
- The filing that creates the LLC, under this state's name for it.
- Public Information Report
- Texas's report with the owners' details. It's filed every year, even if you owe no franchise tax.
- Franchise tax
- A state tax for having a business registered there. Depending on the state, it's based on revenue or net worth.
04 · How it works
How we help you from Texas
You don't need to come to Florida: everything is done remotely, from Texas to our Doral office.
Message or call us
By WhatsApp or phone, from Texas. Tell us your situation in your own words.
We tell you which papers you need
Your W-2 or 1099s, your 1095-A if you had Obamacare, and your details. Only for the federal return.
You send us your papers
Through the secure channel we give you. We never ask for papers with personal data over an open chat.
You review, sign and we file
We explain your return before filing it and give you your copy.
Hover over a state to see its details; click to open its page.Tap a state to see its details.
Official data from each state and HealthCare.gov, checked in October 2026. Map: U.S. Census Bureau.
05 · Questions
Questions about Texas
Another question about Texas?
Message us and we'll answer in Spanish, Monday to Friday.
Ask on WhatsAppOfficial data checked on October 8, 2026. See the sources
Do I pay state tax on my wages in Texas?
No. There is no state personal income tax. So if you live and work in Texas, your tax return is the federal one, with the IRS.
Where do I get Obamacare in Texas, and until when?
In Texas you enroll on HealthCare.gov, the federal marketplace. For 2027, open enrollment runs from November 1, 2026 to January 15, 2027.
How much does it cost to open an LLC in Texas?
Registering it costs $300: it's the Certificate of Formation - Limited Liability Company (Form 205), filed with the Texas Secretary of State. After that: Public Information Report (Form 05-102): every year, due May 15, filed with the Comptroller.
Does my LLC pay any tax of its own in Texas?
Franchise tax of 0.75% (0.375% for retail or wholesale). If your LLC makes $2.65 million or less, it does not pay it, but it files the Public Information Report.
Contact
Live in Texas? Message us.
We answer in Spanish. Monday to Friday, by WhatsApp or phone.
- Monday to Friday, 8:00 a.m. – 6:00 p.m.
- Office in Doral, Florida: 4811 NW 79th Ave, Suite 2
- Everything in Spanish, start to finish