Taxes and Obamacare · HI
Taxes and Obamacare in Hawaii, in Spanish
Hawaii does have a state income tax (up to 11%), and health insurance is on HealthCare.gov. We help you with both by phone and WhatsApp.
Versión en español
- State tax on wages
- Up to 11%
- Health insurance marketplace
- HealthCare.gov
- 2027 enrollment ends
- January 15, 2027
01 · Taxes
Your taxes in Hawaii
Hawaii has a state income tax. Besides the federal return to the IRS, you file the state return with the Hawaii Department of Taxation.
State tax on wages
Up to 11%
How the tax works
Graduated: from 1.4% to 11%.
What's new: In 2026 the brackets stay as in 2025, but the standard deduction rises to $8,000 (single) and $16,000 (married filing jointly).
State tax officeHawaii Department of TaxationWhat you file
- Federal return (IRS)Yes, like everywhere in the U.S.
- Hawaii returnYes, with the Hawaii Department of Taxation
Your situation, with its form
In Hawaii you file two returns: the federal one (IRS) and the state one, with the Hawaii Department of Taxation. Find your situation and see the box that matters on your form.

Box 17: what was withheld for Hawaii. It goes on your state return. W-2 taxes
I get a W-2 and have kids
If an employer pays you by check or deposit, in January they give you a form called a W-2. With it and your kids' information we prepare your return and check the credits the law gives you.
See this service
Box 1a: what you were paid. It goes on your federal and Hawaii returns. 1099 taxes
I'm paid in cash or through an app
If you work for yourself (construction, cleaning, Uber, DoorDash…), that income is taxed too. You may get a 1099. We help you report what you earned and subtract your work expenses.
See this service
Form W-7 is the ITIN application. With an ITIN you file with the IRS and with Hawaii. ITIN (Form W-7)
I don't have a Social Security number
You can still file your taxes. You use an ITIN, a number issued by the IRS. We help you apply with Form W-7, for you and your dependents.
See this service
02 · Obamacare
Your Obamacare in Hawaii
We help you with your Obamacare in Hawaii: enrolling, renewing and understanding what you pay. This is how the year goes, step by step.
Your year with Obamacare
November 1 to January 15, 2027
You enroll
Hawaii uses HealthCare.gov, the federal marketplace.
Mid-February
Form 1095-A arrives
It arrives by mail by mid-February, and it may be in your Marketplace account as early as mid-January.
By April 15
We use it in your tax return
It squares the help you got to pay for your insurance. Without the 1095-A your return can't be finished.
Form 1095-A: sent to you by HealthCare.gov

03 · Business
Your business in Hawaii
If you have or want to open an LLC in Hawaii (the most common way to register a small business), this is what the state asks for. We explain it and go over its taxes with you.
- Where you register
- Hawaii Department of Commerce and Consumer Affairs (DCCA), Business Registration DivisionThe state office that keeps the business registry.
- The document
- Articles of Organization (Form LLC-1)The filing that creates your LLC.
- Filing fee
- $50What the state charges to register it, once.
- Yearly minimum
- No minimum taxWhat you pay even if the LLC earns nothing.
- Periodic report
- Annual Report: every year, $15, at the end of the quarter in which the LLC was registered. Not filed in the year of registration.A report that keeps your LLC's details up to date.
LLC taxes in the state
General Excise Tax on the business's gross receipts: 4% for most activities (4.5% with the county surcharge) and 0.5% for wholesale.
Your business taxesOfficial data checked on October 8, 2026. It changes every year: we confirm it before any filing.
Terms you'll come across
- Articles of Organization
- The filing that creates the LLC: its name, address and who runs it.
- Annual Report
- The yearly report that keeps the LLC's details up to date (address, owners, who gets the mail).
- Gross receipts
- Everything the business takes in, before expenses.
- Excise tax
- A tax on a specific activity. The sentence above says what it's charged on here.
04 · How it works
How we help you from Hawaii
You don't need to come to Florida: everything is done remotely, from Hawaii to our Doral office.
Message or call us
By WhatsApp or phone, from Hawaii. Tell us your situation in your own words.
We tell you which papers you need
Your W-2 or 1099s, your 1095-A if you had Obamacare, and your details. For the federal and Hawaii returns.
You send us your papers
Through the secure channel we give you. We never ask for papers with personal data over an open chat.
You review, sign and we file
We explain your return before filing it and give you your copy.
Hover over a state to see its details; click to open its page.Tap a state to see its details.
Official data from each state and HealthCare.gov, checked in October 2026. Map: U.S. Census Bureau.
05 · Questions
Questions about Hawaii
Another question about Hawaii?
Message us and we'll answer in Spanish, Monday to Friday.
Ask on WhatsAppOfficial data checked on October 8, 2026. See the sources
Do I pay state tax on my wages in Hawaii?
Yes. Graduated: from 1.4% to 11%. Besides the federal return to the IRS, you file the Hawaii return with the Hawaii Department of Taxation.
Where do I get Obamacare in Hawaii, and until when?
In Hawaii you enroll on HealthCare.gov, the federal marketplace. For 2027, open enrollment runs from November 1, 2026 to January 15, 2027.
How much does it cost to open an LLC in Hawaii?
Registering it costs $50: it's the Articles of Organization (Form LLC-1), filed with the Hawaii Department of Commerce and Consumer Affairs (DCCA), Business Registration Division. After that: Annual Report: every year, $15, at the end of the quarter in which the LLC was registered. Not filed in the year of registration.
What changed in Hawaii taxes?
In 2026 the brackets stay as in 2025, but the standard deduction rises to $8,000 (single) and $16,000 (married filing jointly).
Contact
Live in Hawaii? Message us.
We answer in Spanish. Monday to Friday, by WhatsApp or phone.
- Monday to Friday, 8:00 a.m. – 6:00 p.m.
- Office in Doral, Florida: 4811 NW 79th Ave, Suite 2
- Everything in Spanish, start to finish