Taxes and Obamacare · FL
Taxes and Obamacare in Florida, in Spanish
Florida has no state tax on wages, and health insurance is on HealthCare.gov. We help you with both by phone and WhatsApp.
Versión en español
01 · Taxes
Your taxes in Florida
Florida has no state tax on wages. If you live and work there, you only file the federal return, with the IRS.
State tax on wages
None
How the tax works
There is no state personal income tax.
State tax officeFlorida Department of RevenueWhat you file
- Federal return (IRS)Yes, like everywhere in the U.S.
- Florida returnNo, not for your wages
Your situation, with its form
In Florida you only file the federal return (IRS): the state doesn't tax wages. Find your situation and see the box that matters on your form.
Box 17, state income tax: usually empty in Florida. W-2 taxes
I get a W-2 and have kids
If an employer pays you by check or deposit, in January they give you a form called a W-2. With it and your kids' information we prepare your return and check the credits the law gives you.
See this service
Box 1a: what you were paid. It goes on your federal return. 1099 taxes
I'm paid in cash or through an app
If you work for yourself (construction, cleaning, Uber, DoorDash…), that income is taxed too. You may get a 1099. We help you report what you earned and subtract your work expenses.
See this service
Form W-7 is the ITIN application: the IRS number to file without a Social Security number. ITIN (Form W-7)
I don't have a Social Security number
You can still file your taxes. You use an ITIN, a number issued by the IRS. We help you apply with Form W-7, for you and your dependents.
See this service
02 · Obamacare
Your Obamacare in Florida
We help you with your Obamacare in Florida: enrolling, renewing and understanding what you pay. This is how the year goes, step by step.
Your year with Obamacare
November 1 to January 15, 2027
You enroll
Florida uses HealthCare.gov, the federal marketplace.
Mid-February
Form 1095-A arrives
It arrives by mail by mid-February, and it may be in your Marketplace account as early as mid-January.
By April 15
We use it in your tax return
It squares the help you got to pay for your insurance. Without the 1095-A your return can't be finished.
Form 1095-A: sent to you by HealthCare.gov
03 · Business
Your business in Florida
If you have or want to open an LLC in Florida (the most common way to register a small business), this is what the state asks for. We explain it and go over its taxes with you.
- Where you register
- Florida Department of State, Division of CorporationsThe state office that keeps the business registry.
- The document
- Articles of Organization (Florida Limited Liability Company)The filing that creates your LLC.
- Filing fee
- $125What the state charges to register it, once.
- Yearly minimum
- No minimum taxWhat you pay even if the LLC earns nothing.
- Periodic report
- Annual Report: every year, $138.75, between January 1 and May 1. If you pay late, there is a $400 late fee.A report that keeps your LLC's details up to date.
LLC taxes in the state
No minimum tax for the LLC. Only if it is taxed as a corporation does it pay 5.5% (with a $50,000 exemption); if it is taxed as a partnership, it files the F-1065.
Your business taxesOfficial data checked on October 8, 2026. It changes every year: we confirm it before any filing.
Terms you'll come across
- Department of State
- The name this state uses for the office that registers businesses.
- Articles of Organization
- The filing that creates the LLC: its name, address and who runs it.
- Annual Report
- The yearly report that keeps the LLC's details up to date (address, owners, who gets the mail).
04 · How it works
How we help you in Florida
At the Doral office or remotely, by phone and WhatsApp.
Message us, call or visit
By WhatsApp, by phone or at the Doral office. From anywhere in Florida.
We tell you which papers you need
Your W-2 or 1099s, your 1095-A if you had Obamacare, and your details. Only for the federal return.
You send us your papers
Through the secure channel we give you. We never ask for papers with personal data over an open chat.
You review, sign and we file
We explain your return before filing it and give you your copy.
Hover over a state to see its details; click to open its page.Tap a state to see its details.
Official data from each state and HealthCare.gov, checked in October 2026. Map: U.S. Census Bureau.
05 · Questions
Questions about Florida
Another question about Florida?
Message us and we'll answer in Spanish, Monday to Friday.
Ask on WhatsAppOfficial data checked on October 8, 2026. See the sources
Do I pay state tax on my wages in Florida?
No. There is no state personal income tax. So if you live and work in Florida, your tax return is the federal one, with the IRS.
Where do I get Obamacare in Florida, and until when?
In Florida you enroll on HealthCare.gov, the federal marketplace. For 2027, open enrollment runs from November 1, 2026 to January 15, 2027.
How much does it cost to open an LLC in Florida?
Registering it costs $125: it's the Articles of Organization (Florida Limited Liability Company), filed with the Florida Department of State, Division of Corporations. After that: Annual Report: every year, $138.75, between January 1 and May 1. If you pay late, there is a $400 late fee.
Does my LLC pay any tax of its own in Florida?
No minimum tax for the LLC. Only if it is taxed as a corporation does it pay 5.5% (with a $50,000 exemption); if it is taxed as a partnership, it files the F-1065.
Contact
Live in Florida? Message us.
We answer in Spanish. Monday to Friday, by WhatsApp or phone.
- Monday to Friday, 8:00 a.m. – 6:00 p.m.
- Office in Doral, Florida: 4811 NW 79th Ave, Suite 2
- Everything in Spanish, start to finish