Taxes and Obamacare · CA
Taxes and Obamacare in California, in Spanish
California does have a state income tax (up to 13.3%), and health insurance is on Covered California. We help you with both by phone and WhatsApp.
Versión en español
- State tax on wages
- Up to 13.3%
- Health insurance marketplace
- Covered California
- 2027 enrollment ends
- January 31, 2027
01 · Taxes
Your taxes in California
California has a state income tax. Besides the federal return to the IRS, you file the state return with the Franchise Tax Board.
State tax on wages
Up to 13.3%
How the tax works
Graduated: from 1% to 13.3% (the 13.3% includes an extra 1% on income over $1 million).
State tax officeFranchise Tax BoardWhat you file
- Federal return (IRS)Yes, like everywhere in the U.S.
- California returnYes, with the Franchise Tax Board
Your situation, with its form
In California you file two returns: the federal one (IRS) and the state one, with the Franchise Tax Board. Find your situation and see the box that matters on your form.
Box 17: what was withheld for California. It goes on your state return. W-2 taxes
I get a W-2 and have kids
If an employer pays you by check or deposit, in January they give you a form called a W-2. With it and your kids' information we prepare your return and check the credits the law gives you.
See this service
Box 1a: what you were paid. It goes on your federal and California returns. 1099 taxes
I'm paid in cash or through an app
If you work for yourself (construction, cleaning, Uber, DoorDash…), that income is taxed too. You may get a 1099. We help you report what you earned and subtract your work expenses.
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Form W-7 is the ITIN application. With an ITIN you file with the IRS and with California. ITIN (Form W-7)
I don't have a Social Security number
You can still file your taxes. You use an ITIN, a number issued by the IRS. We help you apply with Form W-7, for you and your dependents.
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02 · Obamacare
Your Obamacare in California
We help you with your Obamacare in California: enrolling, renewing and understanding what you pay. This is how the year goes, step by step.
Your year with Obamacare
November 1 to January 31, 2027
You enroll
California has its own marketplace: Covered California. You enroll there, not on HealthCare.gov.
Mid-February
Form 1095-A arrives
It arrives by mail by mid-February, and it may be in your Marketplace account as early as mid-January.
By April 15
We use it in your tax return
It squares the help you got to pay for your insurance. Without the 1095-A your return can't be finished.
Form 1095-A: sent to you by Covered California
03 · Business
Your business in California
If you have or want to open an LLC in California (the most common way to register a small business), this is what the state asks for. We explain it and go over its taxes with you.
- Where you register
- California Secretary of StateThe state office that keeps the business registry.
- The document
- Articles of Organization (Form LLC-1)The filing that creates your LLC.
- Filing fee
- $70What the state charges to register it, once.
- Yearly minimum
- $800 a yearWhat you pay even if the LLC earns nothing.
- Periodic report
- Statement of Information (Form LLC-12): every 2 years, $20. The first one within 90 days of registering the LLC; then by the end of the anniversary month.A report that keeps your LLC's details up to date.
LLC taxes in the state
Minimum annual tax of $800 for every LLC. If it makes $250,000 or more in California, it also pays an LLC fee of $900 to $11,790 depending on its income.
Your business taxesOfficial data checked on October 8, 2026. It changes every year: we confirm it before any filing.
Terms you'll come across
- Secretary of State
- The state office that registers businesses and keeps their records.
- Articles of Organization
- The filing that creates the LLC: its name, address and who runs it.
- Statement of Information
- California's report with the LLC's details, every two years.
04 · How it works
How we help you from California
You don't need to come to Florida: everything is done remotely, from California to our Doral office.
Message or call us
By WhatsApp or phone, from California. Tell us your situation in your own words.
We tell you which papers you need
Your W-2 or 1099s, your 1095-A if you had Obamacare, and your details. For the federal and California returns.
You send us your papers
Through the secure channel we give you. We never ask for papers with personal data over an open chat.
You review, sign and we file
We explain your return before filing it and give you your copy.
Hover over a state to see its details; click to open its page.Tap a state to see its details.
Official data from each state and HealthCare.gov, checked in October 2026. Map: U.S. Census Bureau.
05 · Questions
Questions about California
Another question about California?
Message us and we'll answer in Spanish, Monday to Friday.
Ask on WhatsAppOfficial data checked on October 8, 2026. See the sources
Do I pay state tax on my wages in California?
Yes. Graduated: from 1% to 13.3% (the 13.3% includes an extra 1% on income over $1 million). Besides the federal return to the IRS, you file the California return with the Franchise Tax Board.
Where do I get Obamacare in California, and until when?
California has its own marketplace: Covered California. You enroll there, not on HealthCare.gov. For 2027, open enrollment runs from November 1, 2026 to January 31, 2027.
How much does it cost to open an LLC in California?
Registering it costs $70: it's the Articles of Organization (Form LLC-1), filed with the California Secretary of State. After that: Statement of Information (Form LLC-12): every 2 years, $20. The first one within 90 days of registering the LLC; then by the end of the anniversary month.
Does my LLC pay any tax of its own in California?
Minimum annual tax of $800 for every LLC. If it makes $250,000 or more in California, it also pays an LLC fee of $900 to $11,790 depending on its income.
Contact
Live in California? Message us.
We answer in Spanish. Monday to Friday, by WhatsApp or phone.
- Monday to Friday, 8:00 a.m. – 6:00 p.m.
- Office in Doral, Florida: 4811 NW 79th Ave, Suite 2
- Everything in Spanish, start to finish