Taxes and Obamacare · CO
Taxes and Obamacare in Colorado, in Spanish
Colorado does have a state income tax (4.4% flat), and health insurance is on Connect for Health Colorado. We help you with both by phone and WhatsApp.
Versión en español
- State tax on wages
- 4.4%flat
- Health insurance marketplace
- Connect for Health Colorado
- 2027 enrollment ends
- January 15, 2027
01 · Taxes
Your taxes in Colorado
Colorado has a state income tax. Besides the federal return to the IRS, you file the state return with the Colorado Department of Revenue, Taxation Division.
State tax on wages
4.4%flat
How the tax works
Flat rate of 4.4%; it can drop temporarily when the state collects more than expected.
What's new: In 2025 the rate went back to 4.4% (it was 4.25% in 2024).
State tax officeColorado Department of Revenue, Taxation DivisionWhat you file
- Federal return (IRS)Yes, like everywhere in the U.S.
- Colorado returnYes, with the Colorado Department of Revenue, Taxation Division
Your situation, with its form
In Colorado you file two returns: the federal one (IRS) and the state one, with the Colorado Department of Revenue, Taxation Division. Find your situation and see the box that matters on your form.
Box 17: what was withheld for Colorado. It goes on your state return. W-2 taxes
I get a W-2 and have kids
If an employer pays you by check or deposit, in January they give you a form called a W-2. With it and your kids' information we prepare your return and check the credits the law gives you.
See this service
Box 1a: what you were paid. It goes on your federal and Colorado returns. 1099 taxes
I'm paid in cash or through an app
If you work for yourself (construction, cleaning, Uber, DoorDash…), that income is taxed too. You may get a 1099. We help you report what you earned and subtract your work expenses.
See this service
Form W-7 is the ITIN application. With an ITIN you file with the IRS and with Colorado. ITIN (Form W-7)
I don't have a Social Security number
You can still file your taxes. You use an ITIN, a number issued by the IRS. We help you apply with Form W-7, for you and your dependents.
See this service
02 · Obamacare
Your Obamacare in Colorado
We help you with your Obamacare in Colorado: enrolling, renewing and understanding what you pay. This is how the year goes, step by step.
Your year with Obamacare
November 1 to January 15, 2027
You enroll
Colorado has its own marketplace: Connect for Health Colorado. You enroll there, not on HealthCare.gov.
Mid-February
Form 1095-A arrives
It arrives by mail by mid-February, and it may be in your Marketplace account as early as mid-January.
By April 15
We use it in your tax return
It squares the help you got to pay for your insurance. Without the 1095-A your return can't be finished.
Form 1095-A: sent to you by Connect for Health Colorado
03 · Business
Your business in Colorado
If you have or want to open an LLC in Colorado (the most common way to register a small business), this is what the state asks for. We explain it and go over its taxes with you.
- Where you register
- Colorado Secretary of State, Business DivisionThe state office that keeps the business registry.
- The document
- Articles of OrganizationThe filing that creates your LLC.
- Filing fee
- $50What the state charges to register it, once.
- Yearly minimum
- No minimum taxWhat you pay even if the LLC earns nothing.
- Periodic report
- Periodic Report: every year, $25, in the anniversary month (no penalty up to 2 months before or after). Online only.A report that keeps your LLC's details up to date.
LLC taxes in the state
No franchise tax and no gross receipts tax. The LLC's profit passes through to the owners, who pay 4.4%.
Your business taxesOfficial data checked on October 8, 2026. It changes every year: we confirm it before any filing.
Terms you'll come across
- Secretary of State
- The state office that registers businesses and keeps their records.
- Articles of Organization
- The filing that creates the LLC: its name, address and who runs it.
- Periodic Report
- The report that keeps the LLC's details up to date; in this state it's filed every year.
- Franchise tax
- A state tax for having a business registered there. Depending on the state, it's based on revenue or net worth.
- Gross receipts
- Everything the business takes in, before expenses.
04 · How it works
How we help you from Colorado
You don't need to come to Florida: everything is done remotely, from Colorado to our Doral office.
Message or call us
By WhatsApp or phone, from Colorado. Tell us your situation in your own words.
We tell you which papers you need
Your W-2 or 1099s, your 1095-A if you had Obamacare, and your details. For the federal and Colorado returns.
You send us your papers
Through the secure channel we give you. We never ask for papers with personal data over an open chat.
You review, sign and we file
We explain your return before filing it and give you your copy.
Hover over a state to see its details; click to open its page.Tap a state to see its details.
Official data from each state and HealthCare.gov, checked in October 2026. Map: U.S. Census Bureau.
05 · Questions
Questions about Colorado
Another question about Colorado?
Message us and we'll answer in Spanish, Monday to Friday.
Ask on WhatsAppOfficial data checked on October 8, 2026. See the sources
Do I pay state tax on my wages in Colorado?
Yes. Flat rate of 4.4%; it can drop temporarily when the state collects more than expected. Besides the federal return to the IRS, you file the Colorado return with the Colorado Department of Revenue, Taxation Division.
Where do I get Obamacare in Colorado, and until when?
Colorado has its own marketplace: Connect for Health Colorado. You enroll there, not on HealthCare.gov. For 2027, open enrollment runs from November 1, 2026 to January 15, 2027.
How much does it cost to open an LLC in Colorado?
Registering it costs $50: it's the Articles of Organization, filed with the Colorado Secretary of State, Business Division. After that: Periodic Report: every year, $25, in the anniversary month (no penalty up to 2 months before or after). Online only.
What changed in Colorado taxes?
In 2025 the rate went back to 4.4% (it was 4.25% in 2024).
Contact
Live in Colorado? Message us.
We answer in Spanish. Monday to Friday, by WhatsApp or phone.
- Monday to Friday, 8:00 a.m. – 6:00 p.m.
- Office in Doral, Florida: 4811 NW 79th Ave, Suite 2
- Everything in Spanish, start to finish