Taxes and Obamacare · OH

Taxes and Obamacare in Ohio, in Spanish

Ohio does have a state income tax (2.75% over $26,050), and health insurance is on HealthCare.gov. We help you with both by phone and WhatsApp.

Versión en español
Columbus skyline from the Main Street Bridge (Ohio)
Columbus skyline from the Main Street BridgePhoto: Paul Wasneski, Public domain
OhioWe help you from Doral, Florida
State tax on wages
2.75%over $26,050
Health insurance marketplace
HealthCare.gov
2027 enrollment ends
January 15, 2027

01 · Taxes

Your taxes in Ohio

Ohio has a state income tax. Besides the federal return to the IRS, you file the state return with the Ohio Department of Taxation.

State tax on wages

2.75%over $26,050

How the tax works

0% up to $26,050 and 2.75% above that; business income pays a flat 3%. Municipal taxes are separate.

What's new: Since 2026 there is a single 2.75% rate on income over $26,050 (in 2025 the top rate was 3.125%).

State tax officeOhio Department of Taxation

What you file

  • Federal return (IRS)Yes, like everywhere in the U.S.
  • Ohio returnYes, with the Ohio Department of Taxation

Your situation, with its form

In Ohio you file two returns: the federal one (IRS) and the state one, with the Ohio Department of Taxation. Find your situation and see the box that matters on your form.

  • IRS Form W-2
    Box 17: what was withheld for Ohio. It goes on your state return.

    W-2 taxes

    I get a W-2 and have kids

    If an employer pays you by check or deposit, in January they give you a form called a W-2. With it and your kids' information we prepare your return and check the credits the law gives you.

    See this service
  • IRS Form 1099-NEC
    Box 1a: what you were paid. It goes on your federal and Ohio returns.

    1099 taxes

    I'm paid in cash or through an app

    If you work for yourself (construction, cleaning, Uber, DoorDash…), that income is taxed too. You may get a 1099. We help you report what you earned and subtract your work expenses.

    See this service
  • IRS Form W-7
    Form W-7 is the ITIN application. With an ITIN you file with the IRS and with Ohio.

    ITIN (Form W-7)

    I don't have a Social Security number

    You can still file your taxes. You use an ITIN, a number issued by the IRS. We help you apply with Form W-7, for you and your dependents.

    See this service

02 · Obamacare

Your Obamacare in Ohio

We help you with your Obamacare in Ohio: enrolling, renewing and understanding what you pay. This is how the year goes, step by step.

Your year with Obamacare

  1. November 1 to January 15, 2027

    You enroll

    Ohio uses HealthCare.gov, the federal marketplace.

  2. Mid-February

    Form 1095-A arrives

    It arrives by mail by mid-February, and it may be in your Marketplace account as early as mid-January.

  3. By April 15

    We use it in your tax return

    It squares the help you got to pay for your insurance. Without the 1095-A your return can't be finished.

Form 1095-A: sent to you by HealthCare.gov

IRS Form 1095-A (Health Insurance Marketplace Statement)
This says it's from the health insurance marketplace. HealthCare.gov sends it to you.

03 · Business

Your business in Ohio

If you have or want to open an LLC in Ohio (the most common way to register a small business), this is what the state asks for. We explain it and go over its taxes with you.

Where you register
Ohio Secretary of StateThe state office that keeps the business registry.
The document
Articles of Organization for a Domestic Limited Liability Company (Form 533A)The filing that creates your LLC.
Filing fee
$99What the state charges to register it, once.
Yearly minimum
No minimum taxWhat you pay even if the LLC earns nothing.
Periodic report
There is no annual report for LLCs. Watch out for fake letters charging you for one.A report that keeps your LLC's details up to date.

LLC taxes in the state

Commercial Activity Tax (CAT) of 0.26%, only if your gross receipts in Ohio are over $6 million. Below that, you don't register or pay.

Your business taxes

Official data checked on October 8, 2026. It changes every year: we confirm it before any filing.

Terms you'll come across

Secretary of State
The state office that registers businesses and keeps their records.
Articles of Organization
The filing that creates the LLC: its name, address and who runs it.
annual report
The yearly report that keeps the LLC's details up to date (address, owners, who gets the mail).
Gross receipts
Everything the business takes in, before expenses.
Commercial Activity Tax
Ohio's tax on the gross receipts of large businesses.

04 · How it works

How we help you from Ohio

You don't need to come to Florida: everything is done remotely, from Ohio to our Doral office.

  1. Message or call us

    By WhatsApp or phone, from Ohio. Tell us your situation in your own words.

  2. We tell you which papers you need

    Your W-2 or 1099s, your 1095-A if you had Obamacare, and your details. For the federal and Ohio returns.

  3. You send us your papers

    Through the secure channel we give you. We never ask for papers with personal data over an open chat.

  4. You review, sign and we file

    We explain your return before filing it and give you your copy.

We help you in all 50 states + DCFrom our office in Doral, Florida, by phone and WhatsApp
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Hover over a state to see its details; click to open its page.Tap a state to see its details.

Official data from each state and HealthCare.gov, checked in October 2026. Map: U.S. Census Bureau.

05 · Questions

Questions about Ohio

Another question about Ohio?

Message us and we'll answer in Spanish, Monday to Friday.

Ask on WhatsApp

Official data checked on October 8, 2026. See the sources

Do I pay state tax on my wages in Ohio?

Yes. 0% up to $26,050 and 2.75% above that; business income pays a flat 3%. Municipal taxes are separate. Besides the federal return to the IRS, you file the Ohio return with the Ohio Department of Taxation.

Where do I get Obamacare in Ohio, and until when?

In Ohio you enroll on HealthCare.gov, the federal marketplace. For 2027, open enrollment runs from November 1, 2026 to January 15, 2027.

How much does it cost to open an LLC in Ohio?

Registering it costs $99: it's the Articles of Organization for a Domestic Limited Liability Company (Form 533A), filed with the Ohio Secretary of State. After that: There is no annual report for LLCs. Watch out for fake letters charging you for one.

What changed in Ohio taxes?

Since 2026 there is a single 2.75% rate on income over $26,050 (in 2025 the top rate was 3.125%).

Contact

Live in Ohio? Message us.

We answer in Spanish. Monday to Friday, by WhatsApp or phone.

  • Monday to Friday, 8:00 a.m. – 6:00 p.m.
  • Office in Doral, Florida: 4811 NW 79th Ave, Suite 2
  • Everything in Spanish, start to finish