Taxes and Obamacare · VA

Taxes and Obamacare in Virginia, in Spanish

Virginia does have a state income tax (up to 5.75%), and health insurance is on Virginia's Insurance Marketplace. We help you with both by phone and WhatsApp.

Versión en español
Richmond skyline over the James River (Virginia)
Richmond skyline over the James RiverPhoto: Bdl2001, CC BY 4.0
VirginiaWe help you from Doral, Florida
State tax on wages
Up to 5.75%
Health insurance marketplace
Virginia's Insurance Marketplace
2027 enrollment ends
January 29, 2027

01 · Taxes

Your taxes in Virginia

Virginia has a state income tax. Besides the federal return to the IRS, you file the state return with the Virginia Department of Taxation.

State tax on wages

Up to 5.75%

How the tax works

Graduated: from 2% to 5.75%.

State tax officeVirginia Department of Taxation

What you file

  • Federal return (IRS)Yes, like everywhere in the U.S.
  • Virginia returnYes, with the Virginia Department of Taxation

Your situation, with its form

In Virginia you file two returns: the federal one (IRS) and the state one, with the Virginia Department of Taxation. Find your situation and see the box that matters on your form.

  • IRS Form W-2
    Box 17: what was withheld for Virginia. It goes on your state return.

    W-2 taxes

    I get a W-2 and have kids

    If an employer pays you by check or deposit, in January they give you a form called a W-2. With it and your kids' information we prepare your return and check the credits the law gives you.

    See this service
  • IRS Form 1099-NEC
    Box 1a: what you were paid. It goes on your federal and Virginia returns.

    1099 taxes

    I'm paid in cash or through an app

    If you work for yourself (construction, cleaning, Uber, DoorDash…), that income is taxed too. You may get a 1099. We help you report what you earned and subtract your work expenses.

    See this service
  • IRS Form W-7
    Form W-7 is the ITIN application. With an ITIN you file with the IRS and with Virginia.

    ITIN (Form W-7)

    I don't have a Social Security number

    You can still file your taxes. You use an ITIN, a number issued by the IRS. We help you apply with Form W-7, for you and your dependents.

    See this service

02 · Obamacare

Your Obamacare in Virginia

We help you with your Obamacare in Virginia: enrolling, renewing and understanding what you pay. This is how the year goes, step by step.

Your year with Obamacare

  1. November 1 to January 29, 2027

    You enroll

    Virginia has its own marketplace: Virginia's Insurance Marketplace. You enroll there, not on HealthCare.gov.

  2. Mid-February

    Form 1095-A arrives

    It arrives by mail by mid-February, and it may be in your Marketplace account as early as mid-January.

  3. By April 15

    We use it in your tax return

    It squares the help you got to pay for your insurance. Without the 1095-A your return can't be finished.

Form 1095-A: sent to you by Virginia's Insurance Marketplace

IRS Form 1095-A (Health Insurance Marketplace Statement)
This says it's from the health insurance marketplace. Virginia's Insurance Marketplace sends it to you.

03 · Business

Your business in Virginia

If you have or want to open an LLC in Virginia (the most common way to register a small business), this is what the state asks for. We explain it and go over its taxes with you.

Where you register
Virginia State Corporation Commission (SCC), Clerk's OfficeThe state office that keeps the business registry.
The document
Articles of Organization (Form LLC1011)The filing that creates your LLC.
Filing fee
$100What the state charges to register it, once.
Yearly minimum
No minimum taxWhat you pay even if the LLC earns nothing.
Periodic report
Annual Registration Fee: every year, $50, by the last day of the month in which the LLC was formed. There is no annual report.A report that keeps your LLC's details up to date.

LLC taxes in the state

No franchise tax and no state gross receipts tax. Many cities and counties charge BPOL, a local tax on gross receipts.

Your business taxes

Official data checked on October 8, 2026. It changes every year: we confirm it before any filing.

Terms you'll come across

Corporation Commission
The name this state uses for the office that registers businesses.
Articles of Organization
The filing that creates the LLC: its name, address and who runs it.
Annual Registration
The yearly report that keeps the LLC's details up to date (address, owners, who gets the mail).
Franchise tax
A state tax for having a business registered there. Depending on the state, it's based on revenue or net worth.
Gross receipts
Everything the business takes in, before expenses.

04 · How it works

How we help you from Virginia

You don't need to come to Florida: everything is done remotely, from Virginia to our Doral office.

  1. Message or call us

    By WhatsApp or phone, from Virginia. Tell us your situation in your own words.

  2. We tell you which papers you need

    Your W-2 or 1099s, your 1095-A if you had Obamacare, and your details. For the federal and Virginia returns.

  3. You send us your papers

    Through the secure channel we give you. We never ask for papers with personal data over an open chat.

  4. You review, sign and we file

    We explain your return before filing it and give you your copy.

We help you in all 50 states + DCFrom our office in Doral, Florida, by phone and WhatsApp
CTDEDCMDNJRI

Hover over a state to see its details; click to open its page.Tap a state to see its details.

Official data from each state and HealthCare.gov, checked in October 2026. Map: U.S. Census Bureau.

05 · Questions

Questions about Virginia

Another question about Virginia?

Message us and we'll answer in Spanish, Monday to Friday.

Ask on WhatsApp

Official data checked on October 8, 2026. See the sources

Do I pay state tax on my wages in Virginia?

Yes. Graduated: from 2% to 5.75%. Besides the federal return to the IRS, you file the Virginia return with the Virginia Department of Taxation.

Where do I get Obamacare in Virginia, and until when?

Virginia has its own marketplace: Virginia's Insurance Marketplace. You enroll there, not on HealthCare.gov. For 2027, open enrollment runs from November 1, 2026 to January 29, 2027.

How much does it cost to open an LLC in Virginia?

Registering it costs $100: it's the Articles of Organization (Form LLC1011), filed with the Virginia State Corporation Commission (SCC), Clerk's Office. After that: Annual Registration Fee: every year, $50, by the last day of the month in which the LLC was formed. There is no annual report.

Does my LLC pay any tax of its own in Virginia?

No franchise tax and no state gross receipts tax. Many cities and counties charge BPOL, a local tax on gross receipts.

Contact

Live in Virginia? Message us.

We answer in Spanish. Monday to Friday, by WhatsApp or phone.

  • Monday to Friday, 8:00 a.m. – 6:00 p.m.
  • Office in Doral, Florida: 4811 NW 79th Ave, Suite 2
  • Everything in Spanish, start to finish