Taxes and Obamacare · NJ
Taxes and Obamacare in New Jersey, in Spanish
New Jersey does have a state income tax (up to 10.75%), and health insurance is on Get Covered New Jersey. We help you with both by phone and WhatsApp.
Versión en español
- State tax on wages
- Up to 10.75%
- Health insurance marketplace
- Get Covered New Jersey
- 2027 enrollment ends
- January 31, 2027
01 · Taxes
Your taxes in New Jersey
New Jersey has a state income tax. Besides the federal return to the IRS, you file the state return with the NJ Division of Taxation (Department of the Treasury).
State tax on wages
Up to 10.75%
How the tax works
Graduated: from 1.4% to 10.75%.
State tax officeNJ Division of Taxation (Department of the Treasury)What you file
- Federal return (IRS)Yes, like everywhere in the U.S.
- New Jersey returnYes, with the NJ Division of Taxation (Department of the Treasury)
Your situation, with its form
In New Jersey you file two returns: the federal one (IRS) and the state one, with the NJ Division of Taxation (Department of the Treasury). Find your situation and see the box that matters on your form.
Box 17: what was withheld for New Jersey. It goes on your state return. W-2 taxes
I get a W-2 and have kids
If an employer pays you by check or deposit, in January they give you a form called a W-2. With it and your kids' information we prepare your return and check the credits the law gives you.
See this service
Box 1a: what you were paid. It goes on your federal and New Jersey returns. 1099 taxes
I'm paid in cash or through an app
If you work for yourself (construction, cleaning, Uber, DoorDash…), that income is taxed too. You may get a 1099. We help you report what you earned and subtract your work expenses.
See this service
Form W-7 is the ITIN application. With an ITIN you file with the IRS and with New Jersey. ITIN (Form W-7)
I don't have a Social Security number
You can still file your taxes. You use an ITIN, a number issued by the IRS. We help you apply with Form W-7, for you and your dependents.
See this service
02 · Obamacare
Your Obamacare in New Jersey
We help you with your Obamacare in New Jersey: enrolling, renewing and understanding what you pay. This is how the year goes, step by step.
Your year with Obamacare
November 1 to January 31, 2027
You enroll
New Jersey has its own marketplace: Get Covered New Jersey. You enroll there, not on HealthCare.gov.
Mid-February
Form 1095-A arrives
It arrives by mail by mid-February, and it may be in your Marketplace account as early as mid-January.
By April 15
We use it in your tax return
It squares the help you got to pay for your insurance. Without the 1095-A your return can't be finished.
Form 1095-A: sent to you by Get Covered New Jersey
03 · Business
Your business in New Jersey
If you have or want to open an LLC in New Jersey (the most common way to register a small business), this is what the state asks for. We explain it and go over its taxes with you.
- Where you register
- NJ Division of Revenue and Enterprise Services (DORES), Department of the TreasuryThe state office that keeps the business registry.
- The document
- Public Records Filing for New Business Entity (Certificate of Formation)The filing that creates your LLC.
- Filing fee
- $100What the state charges to register it, once.
- Yearly minimum
- No minimum taxWhat you pay even if the LLC earns nothing.
- Periodic report
- Annual Report: every year, $75, by the last day of the anniversary month. Online only.A report that keeps your LLC's details up to date.
LLC taxes in the state
The LLC pays no income tax of its own. If it is a partnership with more than 2 owners, it pays $150 per owner each year (filing fee with the NJ-1065).
Your business taxesOfficial data checked on October 8, 2026. It changes every year: we confirm it before any filing.
Terms you'll come across
- Certificate of Formation
- The filing that creates the LLC, under this state's name for it.
- Annual Report
- The yearly report that keeps the LLC's details up to date (address, owners, who gets the mail).
04 · How it works
How we help you from New Jersey
You don't need to come to Florida: everything is done remotely, from New Jersey to our Doral office.
Message or call us
By WhatsApp or phone, from New Jersey. Tell us your situation in your own words.
We tell you which papers you need
Your W-2 or 1099s, your 1095-A if you had Obamacare, and your details. For the federal and New Jersey returns.
You send us your papers
Through the secure channel we give you. We never ask for papers with personal data over an open chat.
You review, sign and we file
We explain your return before filing it and give you your copy.
Hover over a state to see its details; click to open its page.Tap a state to see its details.
Official data from each state and HealthCare.gov, checked in October 2026. Map: U.S. Census Bureau.
05 · Questions
Questions about New Jersey
Another question about New Jersey?
Message us and we'll answer in Spanish, Monday to Friday.
Ask on WhatsAppOfficial data checked on October 8, 2026. See the sources
Do I pay state tax on my wages in New Jersey?
Yes. Graduated: from 1.4% to 10.75%. Besides the federal return to the IRS, you file the New Jersey return with the NJ Division of Taxation (Department of the Treasury).
Where do I get Obamacare in New Jersey, and until when?
New Jersey has its own marketplace: Get Covered New Jersey. You enroll there, not on HealthCare.gov. For 2027, open enrollment runs from November 1, 2026 to January 31, 2027.
How much does it cost to open an LLC in New Jersey?
Registering it costs $100: it's the Public Records Filing for New Business Entity (Certificate of Formation), filed with the NJ Division of Revenue and Enterprise Services (DORES), Department of the Treasury. After that: Annual Report: every year, $75, by the last day of the anniversary month. Online only.
Does my LLC pay any tax of its own in New Jersey?
The LLC pays no income tax of its own. If it is a partnership with more than 2 owners, it pays $150 per owner each year (filing fee with the NJ-1065).
Contact
Live in New Jersey? Message us.
We answer in Spanish. Monday to Friday, by WhatsApp or phone.
- Monday to Friday, 8:00 a.m. – 6:00 p.m.
- Office in Doral, Florida: 4811 NW 79th Ave, Suite 2
- Everything in Spanish, start to finish